Hit and run/ Uninsured drivers
Insurance is compulsory for nearly all motorised road vehicles. Most road accident claims are therefore directed to a motor insurer and they pay the compensation and costs in the successful cases.

If the accident was a hit and run or if the other party was not insured then the case can still proceed but it will be dealt with by the Motor Insurers Bureau (MIB) rather than an insurance company.
Uninsured cases are run like any other personal injury claim but the MIB has a separate scheme for Hit and Run cases. Under this scheme court proceedings are not allowed and there are special rules governing eligibility, procedure and costs.

If you have been involved in a Hit and Run or Uninsured Driver accident

• If uninsured, take down the details of the other party at the scene, including name, address, telephone and vehicle registration number.


• Report the matter to the police immediately. If for any reason this is not possible report the accident in person to a police station as soon as you can (and get a reference number)


• Take details of any other party and any witnesses.


• Contact us as soon as possible for free initial advice