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If you have suffered a personal injury as a passenger of a vehicle involved in a accident you may be entitled to compensation. A medical expert will carry out an examination and assessment of your injuries. A detailed report will be prepared, and on the basis of the report, a value can be placed on your claim.
If you've been involved in an accident you must report it to the police within 24 hours. It is an offence for another driver to refuse to give details following an accident. You must also contact your insurance company of the accident as soon as possible. In order to assist your claim and the police it is important you gather as much information you can about the accident.
Ideally this should be done at the time of the accident, however due to factors such as shock or emotional upset this may not be possible. You may find it helpful to return to the scene of the accident to jog your memory and record as many details as possible.
At the time of the incident it's helpful to note the following:
- Date and time of the accident
- Vehicle details such as Make, Model, Registration number, Colour and if the vehicle had any modifications, for example, tinted windows, body kit etc
- Contact details of the drivers, passengers and pedestrians involved, where applicable. Also try and remember the drivers physical appearance plus any distinguishing features
- Weather, Visibility and lighting conditions
- The damage done to each vehicle involved
- The injuries sustained by anyone involved
- If you have a camera then take photos of the scene
Upon returning to the scene of the accident note:
- A description of the accident and order of events, taking into account the vehicles positioning, any obstructions to the road/vehicles or any signs or signals (it may help if you sketch these out)
- Estimated speed
- Type and condition of the road
- Whether the vehicles were using headlights or indicators
To find out if you are entitled to make a claim, or if you would like to find out more about personal injury claims, call our dedicated team of claims representatives on 0800 118 5855 or fill out our online web claims form and one of our representatives will quickly get back to you.